Personal Financial Advisor/Personal Financial Advisor (Arsenal Computer).ISO/money_02/synchron.bbs

File List | 1995-10-01 | 40KB | 746 lines

█████ Personal Financial Advisor v1.0

█████ General Money Management Section 2
█████ PATH: \MONEY_02


MA10.ZIP     Money Advisor V1.0: Complete Personal
             Financial Planning Tool; Assists In Budget
             And Net Worth Statement Preparation, Savings
             Values, Loan Payment Calculations, Insurance
             Analysis Effects Of Inflation Calculations &
             Mortgage Amortization Schedules; W/pull-down
             Menus & Help; Cu Financial Info Services.
MADEEA.ZIP   Personal financial planning 123
MARGCAL.ZIP  Margin Calculator - is a dedicated financial
             calculator which determines margins, cost, or
             sell price. You enter any two of the
             variables, and it provides the third. An
             Enhanced Calculator mode adds optional fields
             for discount and list price. Requires
             VBRUN300.
MBNK16.ZIP   Money & Banks v1.6 - RCCO Research. Personal
             Banking Manager with attractive DOS
             interface. Personal, professional or business
             banking. Pop-up calculator, calendar,
             scheduler; printing on regular checks;
             reports & labels; credit cards, securities;
             mouse support. REVIEWERS: "5-stars" "Best
             program of its kind!"
MCAMORT.ZIP  Amortization program.
MCBUSA.ZIP   Upgrade From MoneyCounts Business 7.0 to 7.0a
MCLIP30.ZIP  MoneyClip v3.0. Budget manager.
MD.ZIP       Mortgage Designer v1.3 - Performs mortgage
             calculations complete with amortization
             schedules! Supports easy to use "What IF?"
             calculations. Context sensitive help and
             on-line manual. Requires MS Windows v3.0 or
             higher.
MDW21.ZIP    Mortgage Designer for Windows - performs fast
             and easy mortgage calculations. NEW: added an
             interest rate conversion function.
MEDTR0_4.ZIP MED TRAC - organizes your Medicare bills and
             payments.
MEDTRK3P.ZIP MEDITRAK is a medical/dental bill and payment
             tracker. It also records your insurance
             payments and your own payments. Keeps track
             of all of your prescription costs too!
             Prevents in- advertent over-payments. Spot
             errors from your providers. Organizes your
             record-keeping. Produces reports. Get all
             your medical costs for Tax time!
MFV20TM.ZIP  Mult-family Value V2.0: Appraisal Pgm For The
             Valuation Of Various Multi-family Properties;.
MI1294.ZIP   MoneyPower Interaction December, 1994 A
             quarterly newsletter about financial planning
             for individuals and small businesses. In this
             issue: 'Twas The Month Before New Year; Items
             To Watch For; Check Out These Year End Tax
             Planning Tips; Capital Gains; About
             Electronic Publishing; How To Reach Us.
             Contains reader.com for offline viewing. In
             RoomRoom 3.0 format.
MILPAY35.ZIP Military Pay Calculator (v3.5). A Windows 3.1
             Regular and Reserve retirement pay, Active Du
             pay, Annual Training and ADT. Calculates fede
             security (FICA) taxes, BAQ, BAS, VHA and prin
             complete pay reports of Active Duty, Annual T
             retirement pay. Includes the new DOD early r
             inflation adjustment options, 1995 pay and ta
             to update the paytable and taxtable as they c
             (Requires vbrun300.dll to run.)
MISER_13.ZIP The Mortgage Miser. Version 1.3.
MKTMAS50.ZIP Market Master 5.0
MLMUPDN.ZIP  UPS AND DOWNS OF MULTI-LEVEL MARKETING, by
             Adam Starchild: MLM has both risks and
             rewards: You can make big money, if you're in
             the right place at the right time, but unless
             you're careful as well as diligent, you can
             suffer heavy losses. As many as 90% of all
             MLM companies fold after less than 18 months
             of operations. Learn how to put multi-level
             marketing to work for you in this electronic
             book.
MLRCRG30.ZIP My Little Realm's Charging v3.0 <ASP> - Just
             what the doctor ordered if you need to watch
             your credit card expenditures! If you're
             using Ford's or GM's credit cards, Charging
             is a great way to keep tabs on what you have
             outstanding on each card as well as on all of
             your cards. You can track tax deductions,
             home and business expenses, more. Runs from
             floppy or hard disk. Requires IBM compatible;
             640K RAM. $20 + $5 (s/h)
MLRROR30.ZIP MY LITTLE REALM'S RECORDS OF THE REALM v/3.0
             <ASP> - remembers when you can't. Can't
             recall where you put the mortgage papers? How
             about the kids' birth certificates? Find it
             all in Records of the Realm. Records even
             helps you when your credit cards are lost or
             stolen. It prints your lost/stolen letters,
             and the phone numbers you have to call. Runs
             from a floppy or hard disk. Req. IBM comp.
MM40.ZIP     Money Master v4.0 loan & mortgage calculator
             & assistant.
MMARVE12.ZIP Money Marvel v1.20 Personal finance manager
MNYCTUT.ZIP  Money Count's Utilities. Utilities and icons
             for Money Counts software.
MNYTERMS.ZIP MoneyWords - Online Business Reference
MOCOST50.ZIP MortCost v5.0: compares the TOTAL costs of
             different mortgages, calculates loan costs
             for "flexible" mortgages, estimates how much
             tax benefit is provided by a mortgage, MORE
MODFIN91.ZIP Mortgage, lease-purchase, W-2, 1099, programs
MONEY1.ZIP   Money Tracker
MONEY10.ZIP  Program Has 14 Different Financial Functions
MONEY401.ZIP Money V4.01: A Multimedia Tutorial Explaining
             Several Easy-To-Start, Interesting Home
             Businesses, Which Cost Little Or Nothing To
             Start; This Gives Sufficient Details About
             Each Business That You Can Start Right Away,
             Plus Sources For Optional, Add. Materials Are
             Cited; Requires Vga. Another Co.
MONEYBIZ.ZIP An Excelent Home Based "P.C. Based Cashflow
             System. Easy To Do Easy To Follow
             Instructions. Leagle And Free Program.
MONEYC.ZIP   MONEY is the quality personal accounts
             program. Standing orders, monthly/weekly/
             quarterly bills, full reports, line/pie/bar
             charts, assets list, credit cards, savings I
             can't put it all here. Try it out. Not
             restricted to Dollars or Pounds, only feature
             removed is the ability to enter more than 50
             transactions. Mouse support.
MONEYIRA.ZIP ~~~FREE~E-BOOK The Vesting of America How
             vested interests pick your pocket and dull
             America's competitive edge. Things your bank
             and insurance company won't tell you that
             cost you money! Why you should have a little
             gold for security and how to get it for 40
             cents on the dollar.
MONEYTR3.ZIP Money Tree 3.0 A freeware digizine for
             entrepreneurs, small business
MONEYTR4.ZIP Money Tree 4.0 A Freeware Digizine for
             Entrepreneurs, Small Business
MONYGROW.ZIP Money is the Seed of Money.
MORCOMP.ZIP  Mortgage Curtailment Strategies - compare
             cost of mortgages with biweekly or other
             reduction features. Professional features.
MORT.ZIP     Home mortgage calculator utility.
MORT21E.ZIP  MortgageCalc v2.1e is a mortgage/loan
             amortization calculator. Handles fixed,
             adjustable, and balloon loans. Accounts for
             additional principal, various payment period
             variations. Exports to text file, Excel,
             Lotus, and Quattro Pro as well as printers.
             Shareware.
MORTACCL.ZIP Mortgage Accelerator Pay Mortgage Off Faster.
MORTANAL.ZIP Mortgage Analyst 1.0: Analyze "what if"
             scenarios in selecting loans and reducing
             their costs by various accelerated payment
             methods. Mortgage Analyst is an MS-Windows
             Shareware loan amortization program featuring
             calculations for ARMs, tax refunds, several
             types of accelerated payment methods, and
             lifetime gross and net loan costs. Payments
             are shown both on a graph and as a list.
             Shareware ($10) from Stiles' Software.
MORTCAL1.ZIP Mortgage calculator solves for interest,
             principle, loan amount, payment.
MORTCAL2.ZIP Computes mortgage rates, payments schedules
MORTGAGE.ZIP Mortgage Reduction (Adam Starchild;
             $donations) shows homeowners how to take
             advantage of the Equity Acceleration Program.
             It also contains information on becoming a
             Mortgage Consultant. The text reader included
             with this information will allow you to
             perform word searches and send information to
             a printer.
MORTGAGZ.ZIP Basic Program Caculates Monthly Mortgage
             Payment. Change Rate And Term And See What
             Effect That Has On Your Payment.
MORTGDOC.ZIP Mortgage Doctor 1.1 for Windows.
MORTIME.ZIP  Time Conversion & Calculation Program
MORTOPT.ZIP  Mortgage Prepayment System, Shows Roi For
             Prepayment.
MORTPLAN.ZIP Mortgage/loan calculations. Prints
             amortization schedule.
MORT_REF.ZIP Determines if you should remortgage or not. 1
MOTORHOM.ZIP Track & Control Motorhome, Expenses & Trips
MRKMST70.ZIP MARKET-MASTER 7.0 Multi-Level Marketing Manag
             DOS FEB95 MULTI-LEVEL AMWAY FINANCIAL MULTILE
             Market-Master will generate invoices, tra
             generate and print Bonus Checks, generate var
             maintain Prime Distributor Bonus Level, and t
             usage. It comes with a Master Product Data Fi
             The system is VERY simple to operate, use
MRT203.ZIP   The Mortgage Analyzer v2.03 contains options
             for amortization schedules, loan
             qualification, refinancing, mortgage accel-
             eration, side by side mortgage comparisons,
             Buy vs. Rent, Lease vs. Sell, and mortgage
             related calculators. Tax Analysis, Daily
             Interest, Points, etc. Save and retrieve
             multiple clients. Fixed, Stepped, ARM.
             Calculates Mortgage Insurance, FHA MIP, VA
             Funding Fees. Caps & Margins for ARMs. MORE!
MSCALC1.ZIP  Money Smith Financial Calculator 1.0 <ASP>
             Professional financial calculator for Windows
             3.X. Pop-up easy to understand dialogs make
             it a snap to use. Supports all popular
             financial functions in both infix and postfix
             mode. Results are calculated as you type.
             Featured in cover disk of WindowsUser
             magazine!
MT.ZIP       Moneytalks - recognizes paper money using a
             scanner
MTGEM2_5.ZIP (v2.5) Mortgage Modeler - multiple document i
             mortgage analysis package. Calculates differi
             payment ranges and accompanying amortization
             Allows comparison of differing loan scenarios
             the best available choice. Solve for unknown
             interest rate and payment number. Program sup
             numerous user defined defaults for categories
             also ships with a conventional loan qualifier
             Front and back end ratios. Save client inform
             and amortization tables to file. Good on-line
MTGLOANS.ZIP Mortgage loans work sheet.
MTGPLUS.ZIP  MortgagePlus and MortgageTracker 1.0b for Win
             Plus($25) is very detailed mortgage analysis
             including itemized closing cost details,
             Fixed or ARM, monthly or bi-weekly. Pre- qual
             analysis, most detailed refinance analysis on
             the market. Professional printed reports.
             Tracker($15) keeps you in touch w/your
             mortgage payments. Analysis of making extra
             payments + more. Self-extracting file,
             Setup.exe for Windows 3.1 or higher install.
MWSE_21.ZIP  This nice intuitive Program can calculate pay
             balance and amortization period. Amortization
             scrollable spreadsheet format with screen spl
             formatting capabilities. Payment distribution
             tabular and pie chart form. Does Canadian and
             Includes Help and manual. Nice screen display
             The Registration fee is $0.00. Program requir
MXF2Q101.ZIP MXF to QIF v1.01 - CA-Simply Money to Quicken
             conversion utility converts the data formats
             from one software package to the other.
MYBUDGT.ZIP  Lotus 123 budget template.
MYM2QKN.ZIP  $10-$15) converts data from Managing Your
             Money (versions7.1 or higer) to Quicken for
             Win.
MYQ200.ZIP   Interface Between Managing Your Money V9 and
             Prodigy.
M_B150.ZIP   Money & Banks V1.5 RCCO Research Personal
             Banking Manager with unusually attractive DOS
             interface. Personal, profes- sional or
             business banking. On-line docs, context help;
             pop-up calculator, calendar, appointments
             scheduler; printing on regular checks;
             reports & labels; credit cards, securities;
             mouse support. REVIEWERS: "5-stars" "Best
             program of its kind!"
NEEDS2.ZIP   NEEDS2.ZIP v2.1 <ASP> A Motivational &
             Inspirational Turorial which is seeking to
             motivate more people towards financial
             freedom. This Interactive Share-ware is a DOS
             Program for IBM & Compatibles and is an easy-
             to-use Tutorial which runs better on the Hard
             Drive. Mouse is supported but there are
             automated commands which only need one key
             stroke to work. Registered version is only
             US$11.95
NETW10A.ZIP  Program To Figure Financial Net Worth [1/2]
NETW10B.ZIP  Program To Figure Financial Net Worth [2/2]
NLOANS21.ZIP NEWLOANS v2.1: program to calculate various
             types of loans including fixed/variable rate
             mortgages, 30-60-90-180 day loans, &
             installment loans such as automobile/personal
             loans; includes versions for Epson or IBM
             Proprinter compat printers.
NOTES200.ZIP Promissory Notes: make, buy, sell, and renew.
             Mono or color. Version 2.00
NSDQTKR.ZIP  Listing Of Nasdaq Ticker Symbols.
NTWRTH_1.ZIP Calculate Your Networth [1/2].
NTWRTH_2.ZIP Calculate Your Networth [2/2].
NUCREDIT.ZIP Remove negative items from credit report.
NW24.ZIP     Net Worth Analyzer, Version 2.4.
OBBK30.ZIP   OWL Basic Bookkeeping 3.0: Very easy to use
             bookkeeping system for small businesses and
             individuals. NO ACCOUNTING EXPERIENCE IS
             NEEDED. Tracks income and expenses using
             single entry bookkeeping as recommended by
             the IRS. Produces easy to understand income,
             expense, profit and general ledger reports.
             Supports fiscal or calendar year accounting.
             Intuitive mousable menus, on-line help &
             user's guide make this program a joy to use.
OPNHM300.ZIP OpenHome <ASP> is an open home announcement
             generator designed for Mortgage Bankers and
             Realtors. It provides a one-sheet infomation
             packet for prospective home buyers, listing
             important information in an attractive way.
             The user provides key information about the
             property for sale and OpenHome produces a
             simple table showing the perspective buyer
             the financial requirements for purchasing the
             property in a straightfoward fashion.
PAC610_1.ZIP Painless Accounting Ver. 6.10. File 1 of 4.
PAC610_2.ZIP Painless Accounting Ver. 6.10. File 2 of 4.
PAC610_3.ZIP Painless Accounting Ver. 6.10. File 3 of 4.
PAC610_4.ZIP Painless Accounting Ver. 6.10. File 4 of 4.
PAYCHECK.ZIP Make Your Paycheck Last With This Handy Tool
PAYHOME.ZIP  Take Home Pay Calculator For 1992.
PAYOFF.ZIP   Shareware, financial, no fee. Loan
             amortization (mortgages, auto/student loans,
             other direct reduction loans). Includes
             variable rates, accelerations, skip payments,
             balloon pmts, much more!
PAYTABLE.ZIP Paytable Will Produce An Anaylsis Of Various
             Loan Amounts, Interest Rates & Time Periods
             Very Useful For Car And Home Loans.
PAYTAX.ZIP   Payroll Withholding Checkup: Track taxes
PBTPAC16.ZIP Friendly Tool That Provides Detailed Analysis
             Of Your Cash Flow. Hypertext Help Available.
PCBG26A1.ZIP PCBudget v2.60A: complete, menu-driven home
             financial management pgm; payment reminders,
             automatic transactions, net worth, income/ex-
             pense, taxable items, VGA/EGA/CGA bar graphs,
             print checks, on-line help, mouse support.
             [1/2]
PCBG26A2.ZIP PCBudget v2.60A: [2/2]
PCDEAL26.ZIP PC-DEAL v2.61 <ASP> - Double Entry Accounts
             Ledger. Personal accounting & bookkeeping for
             a small business or organization. Combines
             simplicity and versatility. Many reports.
             Entries over 12 month period. Sub-accounts;
             user defined year end date; output to screen,
             printer, or disk file; bar graphs; immediate
             updating of accounts; export data; scrolled
             browsing of reports. Sixty day trial period.
             ASP Shareware ($15)
PCFA.ZIP     PC Financial Advisor for personal finance
             planning.
PCFL202A.ZIP PC-Flow v2.02A: personal cash flow
             forecasting & budgeting system, lets you
             forecast/analyze your budget's cash flow;
PCLOAN5.ZIP  PCLOAN5 5.09 (Bottom Line Software) is a loan
             and mortgage amortization application for
             invividuals with auto or real estate debt,
             small businesses, retailers or anyone who
             borrows or lends money.
PF2_20_A.ZIP PERSONAL FINANCES 2 v4.02i <ASP> PF2 is a
             full function personal and small business
             financial system. Supports all types of
             accounts-checking, credit card, margin, etc.
             Integrated subsystems for budgets, accounts
             pay/rcv, fixed assets, financial investments.
             Prints checks, interfaces to TurboTax,
             imports stock quotes from Prodigy. On-line
             user's guide and extensive context senistive
             help. Fully supported. File 1 of 3.
PF2_20_B.ZIP PERSONAL FINANCES 2 v4.02i <ASP> PF2 is a
             full function personal and small business
             financial system. Supports all types of
             accounts-checking, credit card, margin, etc.
             Integrated subsystems for budgets, accounts
             pay/rcv, fixed assets, financial investments.
             Prints checks, interfaces to TurboTax,
             imports stock quotes from Prodigy. On-line
             user's guide and extensive context senistive
             help. Fully supported. File 2 of 3.
PF2_20_C.ZIP PERSONAL FINANCES 2 v4.02i <ASP> PF2 is a
             full function personal and small business
             financial system. Supports all types of
             accounts-checking, credit card, margin, etc.
             Integrated subsystems for budgets, accounts
             pay/rcv, fixed assets, financial investments.
             Prints checks, interfaces to TurboTax,
             imports stock quotes from Prodigy. On-line
             user's guide and extensive context senistive
             help. Fully supported. File 3 of 3.
PFU20A.ZIP   PELTON'S FINANCIAL UTILITIES V2.0 <ASP>
             Financial planning and calculation pgms-
             Mortgage w/ points, retire calcs, savings w/
             accts/mutual funds, debt analysis,
             distributions, money growth, IRA's, broker's
             acct rate of return, profit-share calc,
             simple/complex loans, prof- look scheds,
             mortg. w/ actual interest between dates.
PFU20B.ZIP   Pelton's Financial Utilities v2.0. 2/3.
PFU20C.ZIP   Pelton's Financial Utilities v2.0. 3/3.
PIW10.ZIP    Pipe-It for Windows v1.0: Quicken for Windows
             utility that will let you extract your
             security names, symbols and prices for a date
             or range of dates, and generate a Lotus 123
             .WK3 spreadsheet out of them. will also
             linkup to CompuServe and update your Quicken
             for Windows securities data with current
             quotes. Req VBRUN300.DLL
PLANNER.ZIP  The T. Rowe Price Retirement Planning Kit.
PMHCSMNY.ZIP PMHCS MONEY V2.0 <ASP> Personal Finance
             Manager- Windows based personal finance
             manager to keep track of ALL your accounts
             (check, credit card etc) with the ability to
             automate the entering of regular payments.
             The use of Categories & Sub Cats allow for
             printed reports to fit your requirements.
PROFITKR.ZIP Demo Of Profittakerfutures Trading System.
PROSPANS.ZIP PRO:SPANS = FINANCIAL SUCCESS! A "must-have"
             for all Sellers, Buyers & Negotiators, plus
             anyone involved in FINANCIAL EXPENDITURE
             JUSTIFICATION. Unique, user-friendly SYSTEM
             integrates SIX major programs to reduce your
             workload and "Get the Right Things Done
             Right". Provides both the power and training
             "know-how" to: MAXIMIZE FINANCIAL GAINS.
PTA47.ZIP    PTA treasurer's software v4.7: Includes BUDDY
             v4.7 for cash flow management, tracking
             transactions, and generating reports; and
             SLIP v2.9 for help in preparing bank deposit
             slips.
PTRUST10.ZIP THE PURE TRUST AS AN ASSET PROTECTION
             VEHICLE: This electronic book explores the
             use of the Pure Trust to preserve assets and
             maintian privacy. Topics covered include: how
             to set up and run a trust, can a trust
             operate a business?, and exhibits showing the
             financial advantage of the Pure Trust verses
             a will. It is must reading for the individual
             who wants to minimize
PWSNET7A.ZIP PWSNET7a: Personal Wealth Systems Network
             Multimedia Report V7a, March 1994. "Tap into
             a national network of 250,700+ products and
             services that bring items directly from the
             manufacturer to your door, all at about 50%
             off." Includes optional CyberWealth (tm)
             opportunity for BBS sysops wishing to make
             the PWS Network available via their BBS and
             for entrepreneurial-minded computer users.
QAEF2.ZIP    Quick & Easy Finance v2.0 Capital budgeting,
             loan amort.,schedules, depreciation, stock
             analysis, etc.
QMU320.ZIP   Qmu V3. 20: Interface Between Prodigy and
             Quicken 5.
QPACS32.ZIP  Tracks You Personal Finances.
QUALIFYR.ZIP QualifyR v1.0 Home Buyer's Residential
             Financing Qualification Program - Unlike
             other mortgage programs, QualifyR accurately
             computes and itemizes Closing Costs, Monthly
             Income Required and all other mortgage
             variables using current Fannie Mae
             Guidelines. Computations performed instantly
             on screen and results displayed to Financing
             Estimate screen in the same format as the
             Good Faith Estimate banks use.
QURESP.ZIP   Quattro Pro 3.0 File That Automates Real
             Estate Closing Settlements With Final
             Printouts, Calculations, 1099 Request,
             Exports Checks To Quicken.
RATE11A.ZIP  Rate V1.1a: Personal Financial Calculator
             That Will Compute Future Value Of A Sum, # Of
             Years Needed To Reach A Goal, Future Value Of
             A Series Of Payments (E.G. Annuity), And The
             Size Of A Payment Needed To Reach A Goal.
RAWIN23.ZIP  Retirement Analysis for Windows v2.3. Helps
             the user plan his/her financial future and to
             offer assistance in using available incomes
             at optimum times.
REALTOR1.ZIP Odyssey's line of Realtor Graphics for the
             Real Estate Person that creates thier brochue
             and flyers. All graphice are TIF,PCX, EPS for
             All of the logo's the law requires. 117 peice
             FREE phone card with every registration......
REALTY1.ZIP  RealView - a 25real estate display/ retrieval
             system. Showcase property listing with
             photos. Quick retrieval using customer
             defined selection criteria: cost, bedrooms,
             bath, amenities. Requires SuperVGA display.
             Ward Mundy Software, PO Box 1169, ATL 30301.
REALTY11.ZIP Real Estate Pgm For Buyers/sellers W/topical
             Explanations And Qualification Section.
REALTY3.ZIP  RealView - a 25real estate display/ retrieval
             system. Showcase property listing with
             photos. Quick retrieval using customer
             defined selection criteria: cost, bedrooms,
             bath, amenities. Requires SuperVGA display.
REAPPRV1.ZIP How to Appraise your Home & Save Money!
REMODEST.ZIP Remodelling Estimator - Home/Business/Work.
RENTMIND.ZIP Reminds you to pay the monthly rent!
RETIRE40.ZIP Csrs Federal Retirement Calculator V4.0.
RETIRE65.ZIP Lotus .wk1 File Will Calculate The Assets
             Needed At Retirement In Order To Provide An
             Ever Increasing/inflation Adjusted Income
             Stream After Retirement.
RETIREA1.ZIP RetireA v1.0 for Windows. Retirement planning
             tool. Enter your income and expenses, plus
             one of the following for each: starting year,
             monthly dollar amount, forecasted annual %
             change and number of years in effect.
RETIRECW.ZIP Retirement planning spreadsheet template for
             Claris Works for Windows.
RETIREEX.ZIP Retirement planning spreadsheet template for
             Microsoft Excel for Windows.
RETIREMW.ZIP Retirement planning spreadsheet template for
             Microsoft Works for Windows.
RETIREQP.ZIP Retirement planning spreadsheet template for
             Quattro Pro 5 for Windows.
RETPLAN.ZIP  Excel Spreadsheet For Retirement Planning
RETQUIK.ZIP  Retirement planning.
RICH23.ZIP   Rich Money System v2.3; Budget manager
RIFF.ZIP     R. I. F. F. - will forecast future retirement
             income. It makes a financial model reflecting
             various assets, incomes and desired
             requirements in the way of gross yearly
             income.
RPLAN3.ZIP   Retirement Old-Age Planner v3.0
RQM.ZIP      Calculate Savings So You Can Retire Any Age!
RQM121.ZIP   Retirement Quick-monitor 1.21 Calculates And
             Displays The Savings Necessary For You To
             Retire At Every Age Between 30 And 90 For Any
             Interest And Inflation Rate Combination.
             Ideal For Laptop Use By Financial Planners In
             Front Of Clients.
RRSPLN01.ZIP A program to help determine what RRSP
             contributions are necessary to generate a
             specified annual income at retirement.
RS91F.ZIP    Realshare Market Analysis Program.
RTL211.ZIP   RT-Loans v211: a DOS loan/savings/annuity
             calculator for use in analyzing various
             mortgage, loan or savings options; it can
             print full amortization schedules as well as
             short summaries of the data being analyzed;
RULE78.ZIP   Amortization program using rule of 78's it
             will show you the true annual % rate if paid
             off earlier than full term. tutuorial is
             included. This is an Excel template. Good!!.
SALARY11.ZIP Salary vs Hourly v1.1. Calculate how much you
             make an hour.
SAMP_10.ZIP  Savings Account Manager v1.0 Transactions,
             running balance, corrections & reports.
SAVE10.ZIP   The savings account management program v1.0
             is a full-featured savings account manager.
             Enter, edit, or delete transactions. Numerous
             reports including income and expenditure
             summaries. Up to 50 budget categories
             allowed. 256K RAM required. Color monitor,
             hard disk, printer supported. Can be run on a
             floppy disk. M. P. Data <ASP>.
SAVINGS.ZIP  Savings Account Management System
SBUD.ZIP     Finally, A Budget System For The Rest Of Us!.
SCHEDU.ZIP   Item Scheduler v1.0 for Windows. Keeps track
             o when bills need to be paid.
SCHWB260.ZIP Schwab v2.60: Calculate brokerage commissions
             at Charles Schwab. Easy to use & helpful in
             comparing costs on various transactions.
             Supports 5/20/91 Schwab commission schedule
             (still current as of 4/94)
SERVICES.ZIP Beneficial information, help, tips,
             strategies and services which can be used to
             save time, effort and MONEY in such important
             areas as financing for college, buying a new
             car, mortgages & other loans, and travel.
SFLAPPS.ZIP  Systematic Finance Applications v2.20. Suite
             of financial templates for Excel. Provides
             company accounts and performance ratios
             analysis, lessor lease evaluation, lease vs.
             purchase and lease purchase analysis, a
             finance calculator, more.
SHARP110.ZIP Personal Budget Spreadsheets For 123/Quatro
SLV4DOCB.ZIP Docs for solve-it financial do-all calculator
SLVIT43.ZIP  SolveIT! 4.3s <ASP> [DOS/WIN] 32 easy-to-use
             financial calculators, among them: Future
             Value, Loan, Amortization, Present Value,
             Time-to-Withdrawal, Accelerated Payments,
             Budget, Net Worth, IRR, NPV many, many more.
             Just fill-in-the-blanks and press [F9] to
             solve. Detail on-line help & 100 plus page
             manual. Flexible, pick different frequencies,
             adjust rates & cash flows.
SMHO10.ZIP   THE SMART HOMEOWNER Shareware Version1.0 Save
             money by reaching the right home- buying,
             selling or renting decision. Buy- or-rent,
             sell-or-rent, smart prepayment, PMI removal,
             home-equity options, loan choices, home
             affordability, reverse mortgage etc. and
             more...presented in an intuitive, easy-to-use
             manner with full on-line help! Adjustable
             rates and data saving features built-in to
             the program.
SMORT_14.ZIP ShortMort v1.4: Money-saving and informa-
             tional tool for mortgage acceleration and
             comparison modeling. (ASP)
SNOTES40.ZIP Snotes V4.0: U.s. Savings Notes Valuation
             Program; Quantity Of Savings Notes In
             Database Limited Only By Size Of Your Hard
             Disk; Windows/graphics; Prints Out Savings
             Notes Report Sorted On Date Of Note
SOCSEC10.ZIP SOCSEC v1.00 DOS based, Simple, easy to use
             retirement decision program. All available
             functions documented in the program screens -
             visible at all times.
STBGT17.ZIP  ST-Budget, Powerful Home/Business Manager
STP30TM.ZIP  Calculates Yield/price For Stripped Mortgage
             Securities Under Different Prepay
             Assumptions. Handles Pos And Ios.
TAKEHOME.ZIP Takehome Pay Calculation - lets you analyze
             the effects on your take-home pay of varying
             different factors in your payroll deductions.
             NEW: tax tables updated to reflect changes
             for 1994
TBM122.ZIP   The Budget Manager V1.22: A Complete Money
             Manager For The Home; Includes A 53 Category
             Budget Divided Inot 5 Main Sections And An
             Account Module, A Note-calendar, Full Report
             Section And A Debt Manager That Allows You To
             Find The Length, Amount, Or Payment Of A Loan
             Lysoft.
TICKTRAC.ZIP A Short Term Market Indicator Using the NYSE
             Closing Tick.
TIKR101U.ZIP Upgrade Stokk Tikker V1.00 To V1.01.
TISCOMP.ZIP  US Federal Truth-In-Savings calculations
             Performs the mathematical calculations
             required by Federal Truth-in-Savings
             regulation DD, approved in late Sept. 1992.
             Compliance is required by June 1993.
TLA_FM.ZIP   The Living Assistant Financial Module.
TMONY312.ZIP TMONEY v3.12: professional financial planning
             tool; calculates loans, savings planning,
             retirement planning, college funds, life
             insurance, etc
TPSBUD.ZIP   TPSBud - is a monthly budget program for the
             home. It allows 45 different expense
             categories and five income categories. It is
             set up like a spreadsheet grid. You can add
             to and subtract from any of the cells of an
             expense income category.
TSAMORT.ZIP  Completely customizable amortization program
             to help you see how much you would pay each
             payment to pay off a loan; the amount of
             interest paid, the interest saved if you pay
             'extra' and provides an amortization table
             printer.
TSGRAF10.ZIP Easy To Use Program Which Can Give Line
             Graphs For One Or More Years To Compare
             Yearly Data Such As Utility Bills, Business
             Income, Etc.
UMC1.ZIP     The Ugly Mortgage Calculator - Simple
             Mortgage Program. Written In Turbo Pascal.
UTILBILL.ZIP Utility Bill Management Program Very Good.
W4922.ZIP    Calculate # of Federal withholding allowances
             (like W-4 worksheet) and amount to be
             withheld V492.2 for 1992.
WAGES101.ZIP Wages v1.01 FREE Wage Calculator Calculate
             Hourly, Weekly, Monthly or Yearly wages with
             this DOS program. Written by William L.
             Gerrard and released by Digital Daze Software.
WAMORT11.ZIP Windows! Fast loan amortization calculator.
WBANK441.ZIP BankExpert (ver 4.41) - maintenance update of
             this popular home accounting program.
WBANK5.ZIP   Bank Expert for Windows Ver2.5. Home
             Accounting.
WCAL160.ZIP  Win Calculator 1.60 Loan Calculator Extended
             memory function for drag and drop operation
             during calculations, stay on top clock with
             date and time, operations trace and save
             ability. requires vbrun300.dll
WDT103.ZIP   Debt Analyzer for Windows v1.03 <ASP>
             Hopelessly in debt? A package designed to
             help reduce and eliminate debt and save you
             hundreds of dollars in the process. Debt
             reduction is illustrated through a debt
             elimination schedule or through loan
             consolidation. Up to 20 debts can be
             processed at one time. Use minimum payments,
             current payments or accelerated payments with
             elimination. Debts can be prioritized.
WHYSWIS2.ZIP THE SWISS MONEY BOOK, by Adam Starchild:
             Switzerland has long served as a magnet for
             the money of wealthy foreigners who perceive
             the world as buffeted by over-taxation,
             over-regulation and political turmoil. They
             are attracted, of course, by discretion and
             confidentiality a hallmark of Swiss bankers
             since the French Revolution, when they gave
             financial refuge to French aristocrats. Learn
             more from this electronic book.
WIG10.ZIP    Full-scale Home Financial Manager - M. Taylor
             Uses Standard Dbf Files
WINBID.ZIP   Winning Bid - is a book on disk about
             purchasing merchandise at bargain prices from
             government auctions.
WINDLR13.ZIP Win$ - Financial Calculator for Windows
WIZ10S.ZIP   HOME*CASHFLOW*WIZARD Ver. 1.0 Get control of
             your bills regardless of your finances. Fast,
             accurate, easy-to-use. This stand-alone,
             spreadsheet- style software gives you the the
             power to organize, track prioritize, age and
             schedule all of your bills, with minimum time
             and effort. Replaces
WLOANPRO.ZIP Calculate amortization for almost any type of
             loan.
WMS2.ZIP     Wealth Management System for Windows. Be free
             of nasty bosses, income-stopping layoffs,
             future job uncertainty. Be financially
             independant.
WNCREDIT.ZIP The Credit Report Repair Kit for Windows. Fix
             your credit report with your PC. Remove any
             negative items legally!
WNMNY10.ZIP  WinMoney - Home Accounts for Windows. Easy to
             use home accounts program based on bank
             statement format. Reconciliation, Analysis,
             Auto Entries for Direct Debits etc. Reg
             Keycode removes Shareware screens. Written in
             Visual Basic 3 Prof, VBRUN300.DLL required.
             Registration costs25 or US $40.
WWAGES1A.ZIP WinWages v1.0a will calculate Hourly, Weekly,
             Monthly, or Yearly wages. It is useful when
             doing "what if" analysis or budgeting. An
             excellent program idea with so many people
             searching for jobs. Values reported are
             approximate. Written by William L. Gerrard
             and released as shareware by Digital Daze
             Software. REQUIRES MS Windows 3.1 or greater
             *See Shareware Brief in issue #37 of WOLRS*
             Version 1.0a is a maintenance release.
WWCALC20.ZIP WWCALC v2.0 From New Dimensions Software.
             Work Week Calculator is a must have for
             people who like to know exactly what their
             employers are taking from them on a weekly or
             bi weekly basis This program automatically
             determines Straighttime, double time, and
             Time and one half, In easy to read, clear,
             consice screens, that are graphically
             superior over any Working type
YOURPLAN.ZIP Your-Plan - will help you prepare a budget
             and cashflow projections.
ZILCH118.ZIP ZILCH v1.18 - Personal Finance Software Save
             thousands of dollars in credit card interest
             penalties. You enter the name, APR payment &
             balance and ZILCH does the rest. Easy to read
             payment schedule forecasts when each debt
             will be paid off. Shows who to pay, when to
             pay & how much to pay. Sample files let you
             instantly see ZILCH in action!